Home Loan Financing with Partners Mortgage = a Mortgage that closes on time and a smooth process without surprises
The Difference: We understand the Process and make it easy for you.
- 1. Helping you choose the right program
- Each scenario is different. So, which program is right for your purchase?
- FHA
1. Low down payment
2. Gifts allowed
3. Easier qualifying
- VA
1. 100% Financing
2. Easy Qualifying
- Conventional
1. Fannie Mae and Freddie Mac
2. Best rate
3. Multiple programs
- Rehabilitation
1. For distressed properties
2. Same qualifying guidelines
3. Can roll costs into loan, including payments until project completed
4. Great for foreclosures, bank owned and short sales
- Construction
1. C2P (construction to Permanent) loans
2. Fixed rate options available
3. Can roll almost all costs into loan
- 2. Getting you the right Pre-Approval.
- A good Pre-Approval can help you:
- Save time
- Know your budget
- Better purchase offers
- 3. Working with the lender and their guidelines
- Are you W-2’ed, SE or retired? How will you qualify?
- We structure your loan to fit tight guidelines and
- Anticipate issues that can reject your apporval
- 4. Working with the RE agents
- Working with your agent and meeting your contingencies
- Scheduling appraisal and documents
