Portfolio lending is the forefront of lending innovation. It's the next best thing to a Fannie or Freddie loan. Meaning...guidelines that would normally hold up a loan are factored into rate and terms. These types of loans are great alternatives for people with anything from a foreclosure/short sale, bankruptcy or even someone who is self employed and needs a "bank statement only" loan.
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These are your standard 30, 20, 15 and 10 year fixed loans. Fannie Mae and Freddie Mac loans are the ultimate goal for any financing because they have the lowest rate. Quick reminder: the lower the rate usually means its harder to qualify for
What is the right loan for you?
The last 10 years was an era where lenders were scared to sell anything but traditional, Qualified Mortgages. But, as lenders realize that there are more buyers needing alternative products to facilitate the demand...new products are rising as great ways to buy houses.
Check out what is new in the market for buying everything from a single family house to apartment buildings.