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Has a recent Short Sale, Foreclosure, Deed in Lieu or Bankruptcy kept you from getting mortgage financing?   See if the Fresh Start Program can help you secure mortgage financing.  This program can be used for purchases or refinances. Other highlights:

  • No seasoning requirements for bankruptcy, foreclosure, deed-in-lieu of foreclosure or short sale
  • No mortgage or rental pay history required
  • Minimum credit score 580
  • Debt ratio up to 50%
  • Loan to value up to 80%
  • Loan amounts from $100,000 to $2,000,000
  • Non-warrantable condos allowed
  • No pre-payment penalty
  • 30 year fixed and 5/1 ARM available

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Fresh staRt program